Our company
A slow, deliberate story about learning to talk honestly about money.
BMS Finanz Consulting GmbH did not begin as a company with a five-year plan. It began as a small circle of colleagues in Munich who kept fielding the same questions from friends and family about how wealth is actually managed — and who decided those questions deserved better answers than a glossy brochure could give.
Where we work from
Rooted in Munich, written for a wider audience
Our office sits on Haushoferstraße, a quiet residential street where we do most of our reading, drafting, and long conversations about how to explain a complicated subject simply. We chose to stay a small, focused team rather than grow quickly, because the kind of writing we do — careful, considered, and free of sales pressure — is easier to protect at a modest size.
Milestones
The timeline of how we got here
These are the moments our team returns to when we talk about why BMS Finanz Consulting exists in its current form.
-
Founding conversations
A handful of notebooks and one recurring question
Long before any paperwork was filed, three colleagues who had spent years around portfolio committees kept noticing the same gap: the people whose money was being discussed rarely understood the language used to discuss it. Evenings spent explaining basic concepts to relatives turned into notebooks full of drafts, and those drafts became the seed of BMS Finanz Consulting.
-
Formal founding in Munich
BMS Finanz Consulting GmbH is registered
We formally established BMS Finanz Consulting GmbH in Munich, choosing the city for its long relationship with careful, understated financial culture. From a small office on Haushoferstraße, our earliest work focused entirely on internal research — reading widely about wealth management philosophies from around the world before writing a single public page.
-
Building our first library of explanations
Turning private notes into shared knowledge
We began organizing our internal notes into structured explanations — what independent wealth management actually means, how private portfolio management differs from other approaches, and why time horizon changes almost every recommendation. This period shaped the descriptive, first-person voice you still find throughout this website today.
-
Expanding our team's areas of focus
Widening the scope beyond a single topic
As our readership grew, so did the range of questions we received. We expanded our areas of activity to cover related themes — succession planning conversations, diversification principles, and how private portfolios are typically structured over a lifetime — always as general information rather than personal recommendations.
-
Today
A settled, informational home for our writing
Today, BMS Finanz Consulting GmbH remains a small team based in Munich, dedicated purely to sharing our understanding of wealth management and private portfolio management. We do not offer paid services through this site, and we intend to keep it that way — a quiet, informative resource rather than a storefront.
How we work together
A team that still writes every page by hand
Our team reviews every article together before it is published, reading it aloud to check whether it still sounds like something we would say to a friend across a kitchen table. We think that habit, more than anything else, is why our tone has stayed consistent as we have grown.